Always lower (in my case by 100 points as they never correct errors, and writing is nice, and calling gets you India, but honestly they have no clue as to what you mean. I was asked to identify myself by employers....one was true the other was First Options....and no no no no....they were my clearing house as a floor trader and later as well. They never employed me. I said no....the Indian voice squealed "ve can not accpet dis anser"
and so renters and car sales never call experian or equifaz just transunion as they are so much lower. They were 2 years behind, errors (never fixed) and transunion should be nailed to the credit cross as liars. I see their ad below me. Remove them, fine them for removing simple call answering services to India when we need the jobs here in the US. And who is Transunion to use India to determine our credit scores. It can not translate (BUT TO PROFITS FOR TRANSUNION) giving lower than appropriate scores to all. Screw em. I protest officially their information is 1. late 2. wrong 3 impossible to change and they screw the US public from credit and buying at normal rates.
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